With some more math, you’ll see that the extra amount in dollars is not that much compared to the total amount of interest paid.

So paying the $2 extra for the juice, but being able to portion it out in cocktails that you can charge much more for... 

And most of those buyers dont have a very big down payment /  unless you think you can get bigger BP.. so if these are high ltv loans then no I dont think HNW folks will jump on it.if the LTV is about 60% then that might work. 

Lots of folks here on the western slope look to move there.

I think your correct though folks have to adjust to the new normal and the interest rates they are not coming down like folks hoped for I think we are in for a run of years were rates will be more like the 2000s  6 to 7% and Owner occ in the 5s with Maybe some high 4s. but by the time folks wait for that prices will rise in the better markets.

.$500k annual income is alot for your average folk, but it's not "retire me" income at all.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Insurance is expensive, there is a lot of extra maintenance like painting or electric in common areas that don't apply as much with smaller units. 

Pointing it out because experienced folks have fails.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.