An even stronger indicator is that I am getting more and more orders to do BPOs (broker price opinions) for "banks".

If your gut is casting doubt on it, you need to listen - even if you can make mathematical sense of it.

Even though this is a simple concept, I don't believe people can get their heads around the Market. 

The answer is clear: allowing full renovations without mandating sprinklers results in a far safer building than one that undergoes only superficial updates.Furthermore, requiring sprinklers in more buildings will likely increase costs even further.

Again I am not advocating for this company and each person needs to do their own DD, all I am saying is I appreciated someone seeing something, calling me on it and having a conversation about it. if @Cheryl Abram  lost 100% of her investment then these must not be first position loans.. as even if a rehab fix and flip fails you still have SOME value in the assset its not nothing.

Neighborhoods to invest in is a more subjective topic as that is often dependent on the type of investment you're interested in, your price point and even the type of tenants, if that's the route your going,  that you are trying to attract.

But even more so since theres no app on my phone, so Im missing out.It was just a lot easier to just click on the app when I had a spare moment :( I hope it will be available for iphones again soon.

Even if usury wasn't an issue, I think the note version would be:"When I really start to break it down,I wouldn′t trust a payor who agreed to that high of a rate."

I'm also new to BP, in fact newer than you by about 22 hours...Very happy to connect with you, maybe even grab a coffee--if you're interested, shoot me a message!

Miss a meeting or two and you're even.