They are are not lenders they say they will close your loan and act as lenders they kept my deposit and sent me to other brokers They are fake with no credentials they are a scam

Its a scam.  

Whatever spidey sense I have for guru scams is going into overdrive

In a down market, you’ve painted yourself into a corner.It’s not at all impossible to encounter a scenario where the pref tranche gets their entire return, while common equity suffers a 100% loss.  

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.

Here's another video worth watching - from Mark Ferguson on the InvestFourMore YouTube channel:Did Clayton Morris and Morris Invest Scam Turn-key Real Estate Investors?

Really simple things that should have been easily taken care of by customer service but I could not get them to understand the problem I was encountering and it would take days to get a response.

What market trends and obstacles are you encountering that Dave can help you tackle?

Search the BP for ADU appraisals to encounter numerous examples.

They may even create fake websites that look like the IRS in order to steal your login credentials.Deception on Social Media: There is a lot of misinformation and scams being circulated on social media.