Don't use Zelle.When you say use direct deposit, do you mean pay by ACH?

But it eliminated any chance of them losing tax dollars to people who contested the values.  

The important language in your reply is "on their behalf" -- redirecting the principal's funds is not acting on their behalf.Seems to me the smartest/easiest way to deal with lender escrow accounts is to have that feature eliminated from the loan ASAP in the subto process... preferably immediately after an annual tax disbursement reduces the account balance to a low point.But yes, when the principal dies so does the power.

A construction lender may be willing to take out your current loan and use the home as additional collateral for the construction reducing or maybe even eliminating any cash needed for the development phase.

Also eliminates many Walk Through items if they were waived in the inspection,  so can't become last minute issues.   

I'll eliminate it a little further without giving up the whole idea.I understand it's unique, and it's difficult to find others who see enough potential to try something different. 

@Harish PasupuletiTurnkey properties are attractive due to their low barrier to entry, especially for new investors, but they also have the extreme negative of eliminating your ability to build immediate equity through reno.

. $107/mo.).Please let me know if you see anything glaring or things that I can work on bringing down or eliminating completely.It's important to note that up until I hired the full-service PM in April '24, I was self-managing from out of state and paid a local boots on the ground resource when needed.

I was hoping to eliminate some of my policies that I had prior to hiring them, however they have informed me to keep everything.

In the future try to do a little more due diligence before bidding as it will eliminate some of the uncertainties you are dealing with now.