The other way to lower PITIA is to get a lower insurance quote but this is marginal since most insurance carriers are all priced to market efficiently (insurance accuraries have low margin of error or variability).Stated the problem and the solution to your FHA inquiries, any thoughts questions comments, lets goooo....

It includes high-efficiency HVAC systems, contemporary LED light fixtures and multiple tankless water heaters.

These tools can help you stay organized and manage your expenses efficiently for real estate investing.

BRRRR is great for building equity fast if you can manage the rehabs efficiently.

You can 100% create simple systems with free technologies and run your unit efficiently. 

Small investors can go there but they will not be dealing in dollar amounts that justify the type of risks and assessments made by large investors or institutional types.What I can assure you is that your greatest yield will, or at least should, come from a transaction accomplished only by a seller and a buyer, that is the most efficient transaction.

More efficient from a management standpoint and should cash flow just as much. 

5️⃣ Energy-Efficient Upgrades: Solar panels = tax credits!

You might process applications efficiently, but you’re focused on filling 2 or 3 hundred properties.

I can have separate bank accounts, debit cards, security deposit accounts etc. and now with new features like automatic recurring transfers things are even easier and time efficient