At some point bank has to know their customer and will ask why I get all these $50,000 checks, but no spend. 

There are likely at least subtle differences between those proposals.In terms of good and bad experiences, you won't find an insurance company that doesn't produce happy and unhappy customers.  

Not a good way to win over customers.  

Customer service is A+.

These were custom homes & when the subdivision grading was done we did not know the size of the homes nor their driveway locations.

We've been doing our prices manually but have a few properties set up in Pricelabs with some specific custom pricing as an experiment to see if PL works for MTRs.

Word of mouth referrals from past clients play a very critical role in most realtors’s business, and to get that they need happy customers.

The first has good live customer service you can chat with (Jack), but he can't do a .... thing about anything.

You are now the owner, not the customer.  

If the structure changed I think bank rates would go down and banks would compete.. keep in mind also at least with my deal in BC you also opened accounts and they wanted you as a customer for life ..