You’re spot on about both FHA 203k and Fannie Mae HomeStyle loans being great tools for renovation projects.

And being near garden of the gods that I a great spot for an STR.

And some of these left HML in a tight spot borrowers could not access their draw money.. this happened just recently to Fund that Flip.. and their borrowers I know i got a call from one of them that was owed 300k in draws that was not coming.I can understand that rates aren't what they are when you close as when you get quoted, but if you offer a "rate lock" and use that term, you need to stick to it even if you aren't required by law to do so.

I’m starting to dabble in real estate investing and a local agent told me this is a great spot to network and learn.

I can spot these a mile a way.

Quote from @Daniel Park: **Updated Links*Quote from @Daniel Park: There is alot of Real Estate Investing Education Platforms Out There and I'm Pretty Sure they All Provide Great Information however the Value and the Complimentary Lifetime Access to Current Updated Information on Real Estate Investing and the Investor Community Support is Spot On.

I realize I don't know all the math you do, but I know that when you're paying down your mortgage with regular payments you are paying a ton of interest from the entire balance, which keeps you at a very expensive crawl.

Overall, it’s an excellent solution for smaller portfolios because you can easily spot any discrepancies.

What I don’t understand is how to overlay all of that information to pick a good spot and I also don’t understand the appropriate thresholds for each of those indices (income, percentage in the target age group, and how dense).

Seems pretty spot-on to me.