Invariably about 75% or more of the positive reviews come from people who say they attended RADDs Wealth Retreats or conventions, suggesting a more cult like/beholden nature to their reviews perhaps. 

It’s not the most conventional inventory, but there’s been a fairly consistent pipeline of retiree buyers from what I’ve heard.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

I live in Jacksonville FL and Just bought my first Duplex in Ashtabula OH.I have a licensed Real Estate Agent, Licensed Property Manager and two Lenders (conventional and Hard).To be honest this is to be my retirement.

You can do a duplex though, which might not be a bad idea.With your credit score, conventional might be a good choice, you only need 5% down for 2-4 units if you live in one. 

I sell mostly turnkey Airbnb properties both subject to and conventional, and the buyers list is deep!

HUD and Agency financing is another beast compared to conventional or non-bank lending (Secondary Market).

and maybe even some encouragement.The Beginning: A Flooded Start and Big AdjustmentsI started the year by purchasing the property with 5% down, thanks to new Fannie Mae guidance on conventional loans around December 2023.

If it was me, I'd just go conventional or use a vacation home type loan w/ a lower downpayment. 

Should we do a conventional loan?