this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

I've actually driven by a few of these on daily commutes.

How is buyers seeing a house online not agent-driven when all of those listings were entered by agents? 

The Midwest and Northeast regions have shown consistent growth, driven by balanced supply-demand dynamics.

Motive always speaks to ones character.

If anyone is interested in meeting a high character guy working hard to build something special for his family in the Multifamily space, I highly suggest you reach out to Yosef. 

Partner Driven saw the potential in this Turlock property due to its solid structure and favorable location.

Partner Driven was drawn to this deal due to its prime location in Houston and the property's potential for a profitable flip.

This would in-turn increase the building value.I have identified total costs and time for this potential change, and was curious what resources or anecdotes you may have to analyze the cost of the zoning change vs the residual outcome and lift in value driven by an increased buyer pool.

Partner Driven was attracted to the Sleepy Hollow Ln deal due to its strong potential for a quick turnaround and profit.