I'm running a candy store and you're running a super market.

Question #1:Short answer:yes, usually.Longer answer:It depends upon the model that is being used.There are models, i.e. predictive tools that forecast various outcomes.Some models predict the likelihood to become 90+ Days Past Due (DPD), to declare bankruptcy in the next X moths, to open a retail credit card, to open a bank card, to open a premium bankcard, to revolve a balance, to pay down debt . . . . well, you get the picture.Most often closing a credit card does hurt one’s credit, i.e. depress a consumer’s score, because the credit card’s available credit is removed from the denominator (all credit available) that is used to calculate utilization, the mix of credit card changes (esp. negative if the credit card is a higher-end card), and one’s credit history is shortened (assuming the closed credit card has been open for some time).Question #2:The quickest way to increase one’s credit score is to use of the many outfits one sees advertised, i.e. credit repair, credit fix and one will usually see a quick bump.However, like eating candy when one is tired, one gets the sugar rush (the increased score) but there is always a crash (when the bureaus catch up to this questionable practice).

I now wake up to 30-40 emails just from Bigger Pockets.I have just moved to Toledo, Ohio and started buying quite a few deals here.I feel like a kid in a candy store lollolFeel free to connect and reach out, I always love talking shop :)Thanks and have a great day.

There's also two places in San Clemente right at the base of the pier.There's also a lot happening on Main Street in Huntington Beach (plenty of eye candy) and a couple of places on and near the pier.

Thanks Karen Margrave, I am so excited, I feel like a little kid in a candy store.

There is so much great information all over, I was in a Virtual Candy store of knowledge and experiences.

We love to record and I feel like a kid in a candy store getting to pick the brains of these people each week.

A candy manufacture doesn't buy sugar at a grocery store, they buy in quanity.

I’m on what’s app under Candi PetersonThanks

Highlights include a chandelier-topped dining room, marble kitchen, indoor-outdoor living room, movie theater and walk-in wine closet with a candy machine outside.