Unless there is an emergency situation, take a lot of photos and call your insurance agent before doing any repairs.

I called them and we spoke about being a borrower and about being loan broker.

.- What would you call a single unit of a duplex?

sounds like someone got a nasty gram.. we see this with the syndicators that are called out then threaten the investor who called them out.. or anyone else companing about a service only to have the company either threaten or tell them if you take this down or retract we will give you your money back.. kind of like landlords lying about how great their dead beat tenant is to just get them to move on to the next landlord. 

Is there anybody doing PadSplits there who's willing to get on the phone or a zoom call with me?

I would push for very low or no money down but having a Realtor that needs to have their fee paid it may still not work.Look up the owner if possible through truepeoplesearch.com and call them up directly.

@Michaela Graham thanks I'll give them a call

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Though at 1525/mth it is projected to cashflow a little less than 100/mth  -- the numbers do not include what I like to call reality numbers (vacancy loss, maintenance, capex reserves).

you know you get a good hail storm and the storm casher/roofers are out in force telling everyone insurance will replace your roof.. they cold call you..