Demand still seems to be good and absorption pretty good. 

And with an HOA handling maintenance, have you checked their reserves?

I'll have an engineer look it over and stamp off before I move ahead.

Everyone has their own room and a bathroom and they share common space such as living room, dining room and a kitchen and they are one the same lease.

Its a bit of a misnomer and misunderstanding of DSCR that its "only" based on the income the property generates and this creates a lot of confusion. 

I have 2 rentals in SW FL- both have open insurance claims and a public adjuster is involved.My insurance policies renew April/May.

You can refinance sooner and at a higher LTV.

I'm calculating which markets are the hottest and going after them. 

I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

Originally posted by @Andrew Lastivka:Hello, I am a new STR investor and looking for an agent in Central, Ohio and Fort Lauderdale, FL, and surrounding Phoenix, AZ area who specializes in STR's that can assist in buying properties and/or rental arbitrage.