Ive also asked if they have other previous borrowers that I could talk and was told no for their privacy.

For any investors in the group, take a peak at #10 Greensboro/High PointIt's an interesting choice of verbiage to look at "median" sale price YoY because 10% feels like A LOT on the entry-level/investment inventory, and more of what I see in the high-end resale and, specifically, new construction inventory that tends to swing our avg's way up in the macro.Completely disagree that rent will be 0%.

Can you borrow against your current home?

This is a very common issue that it seems a lot of LO's do not understand so they push borrower's to higher priced DSCR loans. or, they are not even licensed to sell anything else.

Landlord had to move to a different state to have better access to healthcare, i.e. did not move by choice per se.

Borrow from others?

Quote from @V.G Jason: I don't understand borrowing money to borrow money.Especially in this environment, why take that risk?

I would suggest approaching the borrower on an accelerated pay out with an incentive.

@Annie DriscollSubsequent borrowing by the AITD holder seems to be dependent on the lender.

This can be very expensive and is usually the worst choice because you can't justify the cost.2.