If you are looking for cash flow, I would look at a 4-plex.

If I have some cash do you recommend clearing the loan or invest instead for next property with proper planning ? 

Today poor means negative cash flow.  

Are you cash flowing the property?

Purchase price: $125,000 Cash invested: $65,000 Sale price: $250,000 Wish I could have held onto it but needed the money to fund future deals What made you interested in investing in this type of deal?

Well, a lot of life happened and now I am getting back to zero no debt and I'll be renting for now and I am considering a duplex to buy cash or maybe land and some sort of unconventional home but still purchasing cash.

I know I can't have it all but looking for a stable appreciating with some cash flow and a turnkey SFH.

My goal is to help my clients (and myself) make smart, practical decisions that balance cash flow, scalability, and risk which is crucial I know real estata is risky I have raised over 20 million dollars in Business Funding over last 3 years.

The particulars of a project, whether fix & flip (cash now), fix & hold (cash flow), rehab & reboot (cash out), is only one of many ways lenders decide whether to invest or not.

Sadly, it seems that cash flow on long term rentals with 20% down just does not exist in most desirable locations.