Will you be able to build back up reserves betweeen all six properties?

It was the ideal time for short term rentals to open back up coming out of 2020.

This is the #1 issue that most of the operators I work with have issues with.A strong maintenance process means you have a CRM with all your people, a basic understanding of rates, contracts in place, and backups. 

DSCR loan would be the backup plan - many of these lenders will allow heloc funds as a source of downpayment. 

We do have a back up plan incase the assumption falls through as we are preapproved upto the amount of the home.

(Its more of a backup?)

I put in how much I wanted how long to pay back up to 5 years and where to send it.

Myself and my mom were former clients of this business and can attest to the fact that Terrance Burner and Taya Lee scammed us.Terrance basically marketed Invictus as a "hands off out of state real estate investing company".

Keep a door between units, or maybe have one wall that is easy to remove that opens it back up.

This isn't like a court battle where everybody has their back up against the wall ... trustee and lender may be willing to work with you.As the property owner you have the right to protect your interest by reinstating the existing loan, that's not to say the lender, after reinstatement, can't start a new foreclosure based on a violation of the due-on-sale clause, but may not.