in addition on the west coast we just don't really have zombie or boarded up houses.. at least not like other areas of the country we have a shortage of actual housing units.

If everyone is on board with a good lease then everyone is on the same page going in.3.

CHECK,Boarded-up windows?

I've been on this board since 2010 and haven't found an example yet.

Since you don't use gaurantors and I can't imagine an across the board income qualification easily applicable to students what is your screening?

After some research, I've come up with the following:- Blown-in insulation to fill the joists with hard-packed cellulose- Add asphalt panel board layer across the entire ceiling to the existing drywall and fill the cutouts. - Add a second layer of 5/8's drywall to the asphalt board. 

I noticed Padsplit has a preferred lenders page with several companies listed. https://www.padsplit.com/host/get-on-board/vendor-network-re...

Even if your city is on board, I'm sure the neighbors won't be thrilled with this operation opening up in their neighborhood.

Just put the tool on one of the boards that has a gap and hit the slanted end with a rubber mallet.

File him to the insurance board of TN?