Compare my bottom line to those who claim it's fine to invest where you get a $100 a month cash flow and sometimes actually even get rent. ;-) IMHO Thank you so much for your insight.

If anyone has an end lender that has successfully closed a handful occupied padsplit loans and can underwrite based off actual padsplit rents I would really appreciate an intro.

Greg, I navigated the last two years the easy way--I haven't bought anything (actually haven't bought anything in 3 years). 

What may actually be helpful to a family (stability) is not what regulators look at.

I actually have family in both NOLA, the Northshore area and Baton Rouge so I'm pretty familiar with those areas.

Do we focus on flipping, (currently we have actually been trying to do this, but we physically can't find enough contractors in our smaller market <100K population to do that much work).

YUP   U take one BS u tube success story and folks will believe that before they believe folks that are actually in the business daily and for decades..

Such actions are wholly unacceptable and should not be tolerated within any professional environment.The discrepancies between the program's marketing claims and the actual conduct of its top students, as exemplified by Kristin Witherspoon, are deeply troubling.

For example, if you're planning a kitchen remodel, get multiple quotes to ensure you have a solid grasp of what it will actually cost.3.

You’d be shocked by how little actual screening many PMC’s do!