James,We do this, but give gift cards to local businesses in the neighbourhood: restaurants, pilates/yoga studios, cafés, etc.  

You do not need the work clothes you do now.

Wear new clothes when you do it. 

I personally do not like regular office as it is very easy for a tenant to leave a space in one night versus a built out retail space that can make it difficult to relocate and expensive.90% plus of retail closings last year were furniture and clothing related stores.

Lodger has verbally agreed to surrender premises (mailed back keys from jail) and but stated since has no living family members available, requested his security deposit back and month to month storage of personal property (passport, social security card, US Army Veteran Honorable Discharge paper, about 5 suitcases of clothing and a couple milkcrate size boxes of misc personal belongings, that's it).

I am of similar cloth in that I like to just get to the point, eliminate the fluff, and just feed on meat and potatoes when it comes to info.Bob nailed it in his last post.

They said the cost of living was high as property taxes are higher %'s upkeep of the home from extreme weather and overall higher from all the activities  that had to come up with to get out of the house clothing, entertainment , the right snow cars not mention wear and tear on the vehicles.

They think their house, their car, their clothes, all smell fine. 

Cause I bought all that stuff. when she first moved in, she only had bags of clothes, that's it.

Ideally I'd have a house on the beach and be able to wear the clothes in my line and maybe even sell some beach front property!