Dealing with a mortgage broker and have reached out to my credit union, but looking for suggestions of trusty brokers that the community has used in the past. 

Lender-Specific Programs:Some non-bank lenders or credit unions might offer more flexible jumbo loan options, including 10% down.

Do some banks or credit unions let you refinance at 90% LTV?

I am in the process of settlement on my 1st property in 1 week. i have a 5% down conv loan thru a credit union bank. this a duplex and is a row house. i plan to live in one unit and rent out the other. the seller is also selling the duplex property next to it.

Portfolio lenders or credit unions may offer flexible refinancing options, while creative financing can improve cash flow.

I did have two called and we paid them off upon receipt of notice from the mortgage servicer/ credit union in one case.And there are many more gotchas bottom line if you have deep pockets this is fine if an investor thinks this is a no money down I dont need any money this is a disaster waiting to happen.

Has anyone ever done a partial replacement to copper with dielectric union and given anyone issues over a few years?

They just don’t see enough of these deals to feel comfortable with them.That said, I’ve had more luck with smaller regional banks and credit unions.. especially those that cater to higher-net-worth individuals.

You can call local banks typically credit unions in the area to see if they have a construction loan product.

Sold to tenant before having to pay capital gains tax (extended occupancy test due to military move).