Quote from @Theresa Harris: Unless you are living in it, you will have to put 20% down. 

Quote from @Theresa Harris: If you use the search function, there are a number of threads on this.Pros-you can rent by the room and make more moneyCons-students are often less experienced at living on their own and may do things that result in repairs (eg wrong soap in dishwasher), higher turnover, more calls to deal with things, higher chance of parties.If you do it, you may want to get a cleaner in once a week to clean common areas (students clean their own rooms and keep the place tidy, wash their own dishes) and you will need to get someone in to take care of the yard.Thank you so much for sharing could you tell me where the search function is 

@Theresa Harris Thanks so much. 

@Theresa Harris thank you for your response.

@Douglas Harris I love investing in baltimore.

Quote from @Josh Harris: I currently have around 200k in cash that is yielding 5 percent in my brokerage account.

Like @Theresa Harris I am a little confused about what you're trying to accomplish.I invest in individual properties, REITs, retirement accounts, and ETFs. 

@Theresa Harris I am looking at Albuquerque, NM area.

Quote from @Theresa Harris: I'd get a lawyer involved. 

Quote from @Theresa Harris: If she just moved in, I'd tell her clearly this isn't going to work out (you can mention quiet enjoyment and her being loud at 2 am, but I'd leave other parts suck as her choice for lifestyle out of it-ie having 3 different guys spend the night) and remind her of the lease.