I think we have the best advantage because we are where many of the investors want to be and we can drive the neighborhoods ourselves and know where the transitioning areas are. 

Quote from @Kelly Giarrocco: I bought a vacant property on Sherriff sale last year on the ********** site.1.

(You said you plan to buy it for the amount of the loan, not the value of the property.).

If they cannot follow that simple step, how do I expect them to take direction from my ops team or show up on time?

That shows real estate can be possible for anyone; in my opinion, I know everyone has unique and challenging situations, but in principle, anyone who can follow some basic budget fundamentals can save up enough for a down payment.Grateful BiggerPockets continues to bring more people into the industry!

I can tell you the money is consistent however approvals, paperwork and follow up is what you would need to be good at. 

3.5% down is offered through a FHA lender.

As Nathan stated.... you have solid policies and protocols in place and you follow them.

Maybe the AI can keep you from calling people on the no call list and violating the law?

Tourism in the area seems like it's been dramatically down over the past year though.