If long term inflation is roughly 3% per year, then a 20% down payment mortgage translates into a 15% ROI just from appreciation alone. 

Having someone there to translate for the tenant and encourage the tenant to do the right things to live up to their end of the lease makes all the difference. 

I usually have 4-5 per trade on my employee list, that could translate to 2-5 subs per trade on your end, however, these are my employees, and if I needed more, I'm sure I could double them up anytime, perks of being a self performing contractor.

Don't send one if you know the debt is yours (or who your helping) because they will easily prove it and increase collection activity, see below for the new changes.From above linked articleEven though consumers are entitled to dispute any inaccurate information in their credit reports, the entire process has been criticized by consumer advocates for years: The bureaus often outsource thousands of disputes daily to workers overseas who generally are told to translate the problem into a two- or three-digit code that is fed into a computer; the code and any documentation are sent to the creditor.

And some e-transfers simply translate to a physical check being sent regardless which defeats the whole purpose of going paperless...Does anyone have a good hack for this?

This translates into work also.

The application and process for unpaid rent (if you are able to read French, I would recommend following the Régie site en français as the English translation is frequently cumbersome).  

That would translate into about $100,000-$120,000 depends on the down payment, interest rate and tax level, etc.

I've seen a number of Pro Formas in my short time researching and investing in real estate so these concepts weren't necessarily NEW, but it was a good closer look at the structure of a proforma, and the formulas that make up the many aspects of a pro forma, and what they translate to... what they tell you about a particular investment exactly.

To conclude that one market is a better investment opportunity than another simply because it has a higher rent to value ratio fails to address how factors - like the need for management, occupancy, property taxes, special assessments, and a plethora of others - ultimately effect how that ratio to translate in to return.To say that "The high purchase IS the problem.