Sure, to someone hiding the fact that the property is in near tear-down condition, making it a stunningly high risk loan, and now all of a sudden a reasonable risk premium needs to be added to that $15k.Now that I've correctly set your expectations, your next 2 google searches are "non-qm" and "hard money lender near me."

@Will Sifert, if the owner redeems after the judicial foreclosure lawsuit has been filed, the reasonable attorneys fees for that lawsuit, plus court costs, will be added to the redemption price tag.

Takes some work to find the deals, but if you are willing to roll up your sleeves there is still value to be added on fix/flips, buy/holds.

This deal will be adding value through expansion of more RV pads and nicer and better amenities and also increased rental rates over time which will increase cash flows and add millions more to the value of the property.

Here are some specifics...List: 119K2 bed, 1 bath per side- The roof needs to be replaced, gutters need to be added, the garage needs works...so around 25k in deferred maintenance is expected. - both sides are occupied, lease ends in February.

I assumed per this code that it didn't matter if the property was a SFH or MFH on SF zoning- up to 2 ADUs could be added. 

I’ll be adding to my list people to contact for sure.

Afternoon Zack, The problem with wood fascia is the drip edge to the roof usually allows the water to bead and roll off the end, so unless it is sealed and painted really well the rot you're seeing is inevitable.

In one rental it might be adding a dishwasher because there is an obvious place to add one.

Will be adding 2 bedrooms and a bathroom to the basement and other small cosmetic improvements such as painting, landscaping etc.