Consider this debt like CC debt, delinquent debt, or debts that are accruing 8-10% interest or more.3) Debts in the "gray zone" of 5-9%. 

Just out of curiosity, what made you choose to add in the private loan?

Out of curiosity, how many units are in the building?

Out of curiosity how much are they filing claim for, as others have said I can't see this much over the 5k range and I doubt they will get that. 

@Dan Maciejewski Just out of curiosity, I have read on these forums that in multiple areas around the country, different areas have different restrictions on the number of nights you are allowed to rent out as a STR.

Long story short, I stayed at my position for longer than I wanted to because I was waiting to take a vacation with my accrued PTO and wanted to wait for my bonus to hit. 

Also, is it possible that the sale took place sufficiently after the date of death to warrant imposition of tax on appreciation accruing from date of death to date of sale? 

Down side is they typically don't accrue equity as quickly as multi-family, are harder to leverage, and getting a refi done of them can be a huge pain. 

Out of curiosity, are you even an agent?

The rate is high, the payment is very high for the mortgage (as if I bought a fully renovated 2000 SqFt house on 1+ acres in a posh neighborhood), and I have had to spend basically any cash I manage to accrue to grease the wheels (fees to engineers that no one wants to pay up front, dumpster costs, township fees, inspection feeds, etc. and just other small things that fall between the cracks.