Or submit proof of funds.Come back here after you've exhausted all the variables

But by the time we get the kids in bed we're both exhausted, and though we both work on offers, we don't feel like we're getting enough out there.  

@Linda Pasas you'll want to look in to it yourself but my understanding is that an umbrella policy kicks in after your primary policy is exhausted. 

Here's the servicing language from Fannie Mae. https://servicing-guide.fannie...You should always exhaust your conventional options before considering a DSCR loan, so get the conventional financing in place and then put it in an LLC if you want after you've owned it for the requisite time period.Having said that, it's difficult to protect your assets in an sole member LLC. 

Recommend it be serviced and inspected by a qualified HVAC contractor when weather permits.The exhaust flue for the furnace enters the masonry chimney and has some gaps around this penetration.

And yeah, exhaust fumes fo any kind, yeah, let's get ride of em when we can just because we can.