New buildings don't stay new forever, and the 50% rule (maybe 42% or so without PM) will catch up with you and leave you with negative cash flow.I know this might sound harsh, but it is tough love as you said.

Got it, just the way you had it worded above sounded like you had a harsh REI group. :) Glad to hear that is not the case.So on a side note, how do you like those Nexus switches?

Not surprisingly, they're making this into a giant drama.  12 texts and one email later...They're saying it's their legal right to come next week and see the damage with their own eyes, take their own photos, and get professionals to give cost estimates. 

Regardless, people should not respond to you in a harsh manner. 

So I'll try to keep this as brief as possible. It’s a long story. Extra credit to anyone who finishes…We purchased a house to live in, and it was a fixer upper. During the construction phase some materials were placed...

otherwise you can be dragged into their drama.  

I would consolidate them but instead with all the Coronavirus drama, I think I may just pay off the ones i can and apply for a line of credit to have some insurance.

We’d love to avoid the drama, and will as much as possible, but sometimes it’s unavoidable and you just try to make it quick I guess.

Sounds harsh, but it will be a lesson for you both.

The harsh reality is that I get a lot of preexisting tenants, who always come with baggage.