Yes much better but....if I have long hair and wear this shirt, what happens to your name???? 

If it's their fault, I do make them pay for it (hair in drains, etc.).

I know in N=1 terms, because years ago when my personal reported debt balance fell to a hair under $2M my score improved by about 30 points. 

Some advice I could give you, read as much as you can about real estate and talk with investors with gray hair!

You can split hairs with princ/interest if you want, but the big deal here is recognizing the risk of these debts and planning to eliminate them!

I know this may be splitting hairs, but changing the wording a little can make a difference.

Everything from the way we dress, style our hair, what car we drive, even the food we eat.

He's probably pulling his hair out trying to address all the site snafus and growing what he has, having local BP Chapters is another business but would certainly tie in.

The courts will not intervene where one party has made a hard bargain unless fraud, duress, or unconscionable conduct is involved.FormationIn addition to the elements of a contract:A party must have capacity to contractThe purpose of the contract must be lawfulThe form of the contract must be legalThe parties must intend to create a legal relationshipThe parties must consentAs a result, there are a variety of affirmative defenses that a party may assert to avoid his obligation.Contracts May Be Bilateral or UnilateralA bilateral contract is an agreement in which each of the parties to the contract makes a promise or set of promises to each other.

I don't think that hair splitting over 'included' vs 'complementary' would change this in jurisdictions with similar laws.