im both a real estate agent and investor, but wholesaling was quite hard and didnt work out for me last time i tried (before i became an agent).On a small budget like this do you think i should spend this $3000 in stock options to multiply my money?  

Why do you divide by 1000 and multiply by 3.5?

., when i multiply the monthly gross x 12, in both cases its less then your stated annual gross.

Which one of these numbers am I multiplying the 70%- repairs- my fee?....

You can then use a Gross Rent Multiplier (GRM) to determine the ARV or back into a number using a CAP Rate.  

Why not multiply your investing options exponentially, by hooking up with other licensees as well as other seasoned investors?

Multiply the appraised value by 4% to determine the assessment.

I do understand it's a small amount but multiply it by 10 properties a year and it quickly adds up. 

Leverage is usually just a multiplier of your portfolio performance. 

Now this needs some explanation.Monthly Rent:  I get an idea of what the monthly rent should be by going to sites like rentometer..6: I multiply the monthly rent by 60% to take out 40% for the following: 10% vacancy, 10% property management, 10% maintenance, 10% property tax and insurance.