The only people that are going to run to the defense of this statement is of course realtors and agents defending their fellow realtors and agents...bottom line I now only buy from auctions, tax sales, direct mail and a few trusted wholesalers and avoid realtors and agents completely unless absolutely necessary...after "cutting the cord" you will see you dont need them to be successful in this business.

I do believe that the Rarebird meetings are more organized and there seems to be more of a line-up of local experts, but I'd expect that from a for-profit group.In defense of NWREIA, I attend a couple of meetings a month that do not bring in national gurus selling their programs and it's easy enough to know when a meeting is geared toward a national guru, so I can decide to attend or not.I mention this to you because it appears to be the consensus that the for-profits are to be avoided at all costs.

@Bo Goebel You are absolutely correct I'm prior Navy, working government up here in the Nova area for a defense contractor.

His defense was "but I had him sign a waiver that if he got hurt he couldn't go to the hospital & claim it as a work related injury". 

I actually think it’s more important to play defense when it comes to short-term cash.  

Haven't investigated too closely to know if it's  accurate or not but the info is this: Huntsville is a recipient of a lot of defense and NASA related spending. 

The best defense to liability is 1. good management, don't be negligent and 2.

Here in the foothills, the risk of wildfire is already very high, and adding humans makes a spark more likely, meaning the state will be forced to mount a costly defense of people and property.

The toxins are created as a defense mechanism and allow one type of mold to KILL and overtake another mold's real estate.  

But, this doesn't address the morality or not, and really is not a very defensible argument since it allows all kinds of unjustifiable behavior.There is also a smattering of "banks deserve it because they caused the problem, or simply because banks are amoral/evil."