Eventually you get there, but there are no rockets, no stars, no music, you're exhausted and you can't remeber what it was all about, just another post!

They'll have exhausted all other options of over the counter medicine or whatever. 

As a side note, I find that the background report isn't as exhaustive as I would like.

Tenant agrees to clean and dust the dwelling unit on a regular basis and to remove visible moisture accumulation on windows, window sills, walls, floors, ceilings and other surfaces as soon as reasonably possible.Tenant agrees to use the exhaust fans provided above the stove and in the bathroom when moisture is created by cooking or bathing and when moisture is still present in the room.It is advisable to keep fans on for at least 30 minutes after an activity that produces a significant amount of moisture, such as after taking a shower.Tenant agrees not to block or cover any heating, ventilation or air-conditioning ducts.

The nurse work exhausting hours and they just want to arrive at the rental, unpack their things and hit the ground running with work, not make a bunch of phone calls and wait around for the cable guy or gal. 

If you exhaust those routes, then you may be looking at obtaining private money from an individual lender, using your own cash to finance the project, or moving onto a different project with more significant amounts involved.Firstly, why are those loan minimums in place?

Your best bet is to try driving for dollars if you have already exhausted other possible lead generation outlets, i.e online sites like ListSource, consulting County/Public Records etc. 

.;- Experience (# of investment properties sold, or comparable projects completed within a given timeframe, like the last 3 years)- Credit score (generally the higher the score, the lower the rate available)- Leverage (LTC/LTV - generally the higher the leverage, the higher the rate)The above list is by no means exhaustive, and the elements will vary by lender.With that said, typical short-term HML interest rates right now are likely to be somewhere between the high single digits, like 9%, and the mid 10's, like 14-15%.Also, HMLs typically charge a couple of origination points.(3) Lastly, are there other recommendations from the BP brain-trust that are all welcomed and thanks in advance?

I'm biased toward brokers because I am one.Reaching out to several DSCR lenders will be exhausting, could damage your credit score because of multiple credit pulls and subsequently cause you to get a higher rate/lower ltv on your loan. 

Again, my property managers insisted on drawing funds from rental proceeds.This disagreement went on for weeks.Our property managers did eventually contact our warranty company, but whatever was said caused our warranty claim to be denied which meant I was stuck with the bill.Out of pure exhaustion I gave up and allowed our property managers to deduct from rental proceeds who's attitude all of a sudden changed and stopped being argumentative.