But I understand that your comparison wasn't doctors and bankers....  

Does a doctor know about health?

Especially if said landlord is a doctor or a dentist with millions in other assets?

A doctor used a home office to treat emergency patient failed the regular test in the tax court.Exclusive: have to be exclusive, and has no other use of the space.

I know some very good people working for H&R (I don't know why they work there though, haha)The key is to find a competent person and create a long-term relationship, just like in any other important area: doctors, mechanics etc.

My experience is most insurance agents are generalist and don't specialize in flood insurance and some won't write it (this is where I see someone get a quote of $5K)  there are a few agents that specialize only in flood insurance if you are interested I can refer you to some =)@Adam Schneider@Peter Kim it is solid advice to always shop any option when looking at any type of insurance and make your agent work to explain why the price is what it is, not all coverages are created equal and unfortunately, you wouldn't really know what your coverage is until you have to make a claim, a solid agent is like a Doctor in the advice and counsel you will get.  

But it's an art, just like choosing a good doctor or auto mechanic. 

There are plenty of doctors/lawyers/engineers with tattoos (not that those professions are always good people...) but the second someone hears tattoo they immediately think gang or thug. 

I also would make sure the doctor/psychologist puts something in writing stating "(1) Pit Bull" is required for treatment. 

I step out of the office for a doctors appt, only to return to the discussion from h*ll !!