If I get a 5k loan, and then put it into the stonk market, then pull out 5.5k, that means I got an infinite return.

Then your ROI is infinite, or beyond infinite if you pull more than your original investment out.

At the same time property values have shot up and rent has increased to keep up with rising costs so that is bringing in increased income.The money I have on the shelf is now earning 5%, not great but OK.

There is no "midas touch", alchemy, or central bank that can expand the supply of either of them infinitely.

After reading a few other articles it looks like this option I mentioned above was taken off the shelf after May 7 1997 which explains my Dads experience.I guess I'm looking for clarification now on the prorated scenario - being able to deduct a portion of the 250 or 500K exemption if you aren't there a full two years.The rule states after one year you are allowed to take half of the full allowance but are there any other extenuating circumstances to consider?

I am trying to figure out how to categorize this summarily given the almost infinite number of ways a deal can be structured.

If it costs $300 and has a shelf like of three years (most will last longer unless tenants throw whole chicken carcasses into them), it has to add $8.33 per month in rent to break even. 

They will have agreements off the shelf.

@Nikki Nikic Predrag  as least as it relates to INdy looks like Morris ground partner is out of business and if you have read these threads they are NOT delivering turn key product.. that's the issue they say they are but empirical evidence when people go to actually see what they bought.. the houses may have had some work done by low level handymen type rehabbers but not true turn key rehab like you would get with top shelf turnkey companies that have all process's in house.Morris is from what I finally figured out going through all these long threads is simply a real estate marketer selling homes for investors in the Indy market and appears now in another thread Jacksonville but is specialzing in the cheapest properties in the particular MSA which are inherently very tough for out of area investors to buy and own.. most lose money hand over fist owning them but don't realize it until after the fact.

I absolutely love the fact that I can buy a house with cash, in 6 months refinance all of my cash purchase + cash for rehab and maybe even then some back out of the house, and moving forward have infinite return with 3-400 a month net cash flow.