The property that appreciates 20% at 0% LTV you made 29% from the appreciation (versus 100% return at 80% LTV).- Fannie/Freddie (f/f) residential conventional loan is the cheapest money available.

The OP's premise is these properties are managed by a property manager versus the owner.

Keep a track record of success versus trying to grow net worth at all costs.

Essentially, she want's them to have to do three or four clicks versus one or two.

If you invest out of state then you'll have to purchase as a second home (10% down) or investment property (15-25% down payment) so you'll be required to put a lot more down versus house hacking in San Diego.

I do agree some rents versus house prices can be difficult, but being creative is key...

If you stop chasing leads and start earning business by showing your value versus the rest of the scabs in our industry, you will be able to call your shot on your commission.I sign all of my buyer agency agreements now at 3%, but with the proviso that if the seller is offering 2% or more, I will go down to that amount.

This gives much better diversification protection across geographies, asset types, strategies, investment subclasses etc. versus putting all the eggs into one basket.The downside is that it's not for everyone, and a person has to be comfortable with turning over control to someone else.

Hi Samuel,When considering how to pay off a loan faster, both methods you've mentioned—making a large principal payment at the end of each year versus bi-weekly payments—can be effective, but they operate differently.Large Principal Payments: Making a large payment once a year can significantly reduce your principal, leading to lower interest costs over the life of the loan.

Let’s start with some basics of realistic expenses offset versus unrealistic gold rush paradigms in a high cost, high tax, low occupancy state:You’re not getting 20% CoC.