Quote from @Xavien Rafael: If you think of your $80K like a game of chess, your money is your king—it’s valuable and needs to be protected.

It might take a while, but reading through this thread might be valuable for you.

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

I suggest you make a separate post for this valuable content. 

If you're open to working with remote professionals, there are experienced CPAs who can provide valuable insights and strategies tailored to your needs.

They can provide valuable insights on current trends, upcoming opportunities, and what’s really working in that area.

Thanks to all of you for your valuable input.  

Calling the appraiser to see what you can do to push it up a "C-Level" would be smart before doing any reno also, might only need a few things to make it far more valuable in the eyes of the bank.I've heard of a tactic for figuring out demand, which is to put up a dummy or coming soon listing on facebook marketplace and see the amount of activity you get on it. 

Hi @Alberto Freites, @Malgorzata Sadowska has helped quite a few BiggerPockets members house-hack here in the Miami Florida area and will be a valuable asset to your team!

This would not necessarily be the case, or the spread could go the other way, though such motive could present one reason for conversion.I am not even sure if rent control gets eliminated through a possible condo conversion in most towns in Hudson County - West New York, for  base condominium rent > $1000, is one exception, it seems valuable to determine the others.