I’d like to loan around $25k to start, but I’m undecided on loan terms, so any guidance in that area would be great.

By rich I mean they completed an application, paid the screening fee and we show that their income is sufficient to cover all of their own expenses plus pay for rent and any damages at the unit we are renting their child.

For those of you who have been divorced, you should know that a judge can obligate you to pay child support, alimony, college tuition, private school tuition, mortgages etc...IS IT ILLEGAL for a landlord to ask for the finalized divorce agreement to see what potential FINANCIAL OBLIGATIONS a tenant is/could be responsible for that would affect his/her ability to pay the rent at a new residence?

All of my 3/1 units have a couple either by themselves or a few have one child.

Do you want to bank your retirement, or child's education fund, or hell just paying your bills on someone who clearly doesn't give AF about their life or someone else's?

Unless the child lives in the home Prop 19.

If you are a veteran or the child of a veteran then I recommend USAA - their landlord policy is excellent and not expensive.

My tenant has a young adult child that was on the lease as a minor.

Also remember tiktok guests watch tiktoks on how to score discounts and refunds.With Airbnb I have seen them deplatform hosts for no stated reason, cancel guests day of checkin because one child out of a large group had to go get a cast for breaking an arm, send emails to all guests platform wide stating it is okay to cancel penalty free, cancel all future guests on a friend because a scammer guest claimed bedbugs (even after two independent pros confirmed none were on property) and list goes on. 

Regardless, compounding is very powerful, and the more time you have the more powerful it is.When I was a child I read somewhere that one should try this: ask your parents to lower your allowance to 1 cent with the agreement that they will double your allowance each week: 2 cents the second week, 4 cents the third, etc.