If you cannot google and find a lender then there is most likely a reason why you cannot find a lender to do the loan.Finding a lender today is like finding a mcdonalds, they are all over the place.

Happy to pay a little over 3% and maintain customer service.I am still involved with the day to day but more like oversight and approvals. 

In fact they are more involved with the day-to-day than I am a lot of times.

I had my original meeting via the phone last week and my follow up meeting also via the phone is today.

Driving by a property today to see if makes sense to walk.

For example 3 years ago it was maximizing returns and today it is about preservation of capital.

If you change the system today then you can see what the bill is with a new system from March 1- March 31st.

Conventional owner-occupied mortgage rates are above 7% today (source: Mortgage News Daily - Mortgage And Real Estate News).

Bonus Tip: If this quadruplex is out of state, I’d highly recommend building a reliable local team (cleaners, handymen, etc.) and maybe consider hiring a co-host or VA to help with day-to-day tasks, especially if you scale up. 

(assuming rates are where they are today and rental prices increase during that time)Now, this may not need to be a 5 year lease.