This is by no means meant to be a political discussion.

I meant all 3 credit bureaus, apologies   

Doesn't seem like the FED has much control this time around considering the 10Y T bill (and 5Y) continues to march higher even with the FED fund rate dropping.

In terms of a soft spot, that's usually the subfloor and not the LVP (I'm assuming that's what you meant).

If you are in UNY, you can see if you can get a commercial loan through M & T Bank. 

I hated it so much that when they offered to keep me in my unit (which meant no chance of going to Iraq or Afghanistan), I turned it down and chose the combat zone options instead. 

Peter T.

Quote from @John T.: The answer is NO. 

Additionally, consulting with a financial advisor experienced in international real estate investments can provide further guidance tailored to your situation.I may also be able t find a lender besides a local bank!

They can;t touch my Wholesaling method.We get the biggest and best deals and leads, so any buyer wouldn't think 2ce screwing me over.Done!