Its more important than rate because while the 2.15% or 3.30% doesnt sound like much its very easily avoidable to structure the loan to absorb these costs with out adding them to the loan amount (financed) if you know what you're doing.Its a balance between risk and reward but if we know the game plan its easy to greatly reduce risk while upshoring lots of upside, especially for your VA loan.Anyone can get a VA loan done but the difference is getting it done with the most efficiency so that you can supercharge your finances. 

Amazing how the Dodd Frank Act was designed to harm and cripple the Mortgage Broker, but instead has supercharged Mortgage Brokers, giving them an advantage over banks.Oh sure, the 820 score, 25yrs on the job, W-2 employee borrower putting 30% down on a 400k primary residence, who wants a 15yr fixed rate loan is a battle, but those are far an few between these days.But if a borrower wants creative financing with minimum down and out of pocket and/or is Self Employed or has had credit issues or has other issues that don't fit these Fannie Mae guidelines:SECTION B3-3      page 354       Income SECTION B3-3.2  page 406       Self-Employment IncomeSECTION B3-4    page 450        Assets Assessmenthttps://www.fanniemae.com/content/guide/sel013117.pdf Then it's hellooo Mortgage Broker!

@Ashish Wa, DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The one I just sold was grandfathered into free super charging so I never paid when I went over land out of state etc.I need the 4 runner for fishing trips back into the boonies.PS I was going to buy a cybertruck but I needed it in Dec for the write off I did not get an opportunity to buy it till feb. 

Greeting BP members, especially newbies who are looking for creative ways to connect with other experienced real estate investors, mentors, coaches, etc.Think you're living in an area where it's hard to network with o...

DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

@Brian Rockwell you need words that will motivate people to pick up the phone and call you.I put together a blog post of books that helped me do that if you want to give it a read it might help you out :)https://www.biggerpockets.com/blogs/5868/51959-how-to-supercharge-your-direct-marketing-iq

Hello Everyone.....i just joined this forum bc as i was scouring the internet over the last couple of day this forum kept popping up as full of information. so thank you all for letting us newbies access all this weal...

This is a great way to supercharge cash flow in your rental portfolio. 

One way I had thought of to use notes is to supercharge a rental.