A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

For cost efficiency, consider using a flat-fee attorney.

One thing you might think of doing is having and promoting your own website to avoid the exhorbitant fees charged by the third party sites such as Expedia, Booking.com and Air BnB.  

Get a good cap rate basically covers your financing and ideally 20% more for maintanance, prop management fees.

I have written about it before in long past. 2) Yes, no PM and no tenant placement fee consideration.

Yearly bank fees for each, aka choose your bank wisely.

However, there are also some downsides to consider, such as higher fees/interest rate.

With the retail center the leases are all NNN and those leases had management fees baked into the leases. 

Processing fee is very small and you usually can get funds in 3-5 days!

I'd have the PM send notice to the tenants that it was brought to the owners attention and they've waived the fee and thank you for being good tenants.