As of my last update in April 2023, the definition of an accredited investor includes, but is not limited to, the following:Income: Individuals who have had an income of more than $200,000 (or $300,000 together with a spouse) for the past two years and expect the same for the current year.Net Worth: Individuals with a net worth exceeding $1 million, either alone or together with a spouse, excluding the value of the person's primary residence.Insiders: Directors, executive officers, and general partners of the company selling the securities.Professional Experience: Certain professional certifications, designations, or credentials or other credentials issued by an accredited educational institution may allow an individual to be considered accredited.Knowledgeable Employees: In the case of private funds, "knowledgeable employees" of the fund are also considered accredited investors.Institutions: Banks, partnerships, corporations, nonprofits, and trusts with assets exceeding $5 million.By imposing these criteria, Regulation D is meant to ensure that all participants in such an offering are capable of fending for themselves or sustaining the risk of loss, thus requiring less regulatory protection.Under Rule 506(c), it is not enough for an investor to simply claim accredited status.

They move there and live/work there.As for the other, mis-match, places, their economies collapse from a lack of workers/support staff.

I was still confused when I went online to check my history, but in the end, it did go through and Titan's staff was helpful so I'm not blaming Titan for any wrongdoing.So, overall, I like the bank and all of the people I've interacted with so far (except for the one guy who gives the same blanket response of "speak to your attorney or accountant" no matter what I ask...

He started out clueless and he is now just doubling down with the lies in a poorly executed blackmail attempt of sorts.

The owner is a former mortgage underwriter and she is preparing documents herself and having her friend at a title company execute the sale.  

You can provide a loan modification between you and the borrower that the bank may approve of and it would be made, executed, immediately at the time the note was purchased.

These loan officers will be important resources if you are consistently executing on the business plans behind each loan they give you.

You have to have qualified technicians on staff, good luck finding someone for under $70,000 plus benefits these days.

There are differences in the way cities execute this process.  

Business plan being executed as anticipated and head of schedule.