Quote from @Tom Hall: My mortgage rate is very high  and I would like to pay some of it off, so that my monthly payments would go down a bit, I dont know if it is financial smart to do it or not?

Great choice on using your equity to gain wealth!

I understand now that starting smaller could really be a smart move, especially in terms of building credibility and gaining the experience needed to scale up.

That is smart business.Most people, as you said, just fake it so poorly.

Beautiful renovation and design choices!

It won't be as promising; the saturation of this thematic investing choice has defeated it's purpose.

They have the choice of finding their own insurance or they can be automatically enrolled in my master policy.

Than be smart, site back and listen, take it all in, be a good student. 

You don’t really have a choice.

What about tenants that don't have smart phones or  aren't comfortable using mobile apps?