It is an urgent situation and you have to fundamentally change everything.

As a few mentioned, depending on your situation you might have to do a DSCR Cashout (vice conventional investment), and with hard money loans often there is a pre-payment penalty.

Just know others are in the same situation--I'm stressing about one of mine too!! 

Let’s say a property is, in its current situation worth $300,000.  

Publication 336 (cash method section) gives a clear example very similar to the situation described where constructive receipt was made because the agent of the taxpayer received payment for the taxpayer. 

Obviously every situation is unique it's on you to check with your intermediary and lender to determine what price range would be realistic to start looking for deals in before it closes so you are ready to roll. 

Your situation is a little more complex than most people and I highly suggest you consult an attorney. 

From what I've researched, it's the less than ideal situation to be in because of the reasons you've stated.

I will also emphasize the importance of keeping at least 5% of your gross rent income and allocate it toward emergency situations each month. 

I was looking for more of a meetup type situation with some like minded people, freely sharing information.