I've outsourced many things on those sites including graphics, scripts, and programming.

I'll promote the book as a starter guide - which it is a fantastic one at that...send me a graphic link-

A basic static site with ordinary pages like home, about us, contact us, etc should be less than $1,000 and that includes some pretty nice graphic design.

When I understood this, I could create the graphics needed for the template.

It is a great article and I was surprised by their graphic that shows multi loans skyrocketing while others flattened.

I spent time on a great graphic and my feelings were hurt.

This thread showcases the power of a good relationship with local lenders, and the SNOWBALL affect that follows if you use your Legos effectively. 

@angelo pozzuto Here is a graphical representation of your quest:

Like most here, I watch for the design ideas, but I also like when the hosts (or the producers - thank you, DIY network highlighter pen graphic) drop tidbits of education by explaining what stuff is.

See graphic below.