They are very sore, very sensitive, and this has slowed me down a lot.  

A sensitivity analysis will show you this.

While it would be nice to think otherwise, those validations don't happen same day.Since my inquiry is so time-sensitive, your last sentence is exactly the info I was looking for. 

You are going to be asking some loan officers to spend their time and resources without getting any positive results, so also be sensitive to their time and efforts as well.

(You can google them)  They go all over, were sensitive to the family, and very professional. 

And to your last sentence, I'm not sure there is a workaround to avoid mortgage lending rules, especially if your loan is to a borrower who is also occupying the home (given how sensitive the CFPB is with owner-occupied loans).Sorry for the segue...https://www.nolo.com/legal-encyclopedia/whats-the-...

Please feel free to provide feedback if that is unrealistic, I am not sensitive.

Your response to me indicates a high level of sensitivity suggesting a explanation for your decision contrary to your past experience.

Have the tenants sign a release of information so the property manager can provide (if they choose too) sensitive information on the tenants.3.

Call your attorney and have them start procedings.Regarding the other tenant, you may have to release him from his obligation on the lease if he is providing reasonable proof (restraining order, police report, etc) of a risk of harm or danger.