Then it automatically reverts back to the monthly payment option so you would never miss your regular payment.

@Jonathan CooperThe regular depreciation over 27.5 years will be prorated.

They are provided with contracts to use which are developed and vetted by real estate lawyers within each state and updated regularly to stay current with changing laws. 

Qualify the contractor and highlight the benefits of working together which would include consistent work for them and regular paycheck.Personally, I'd buy the materials and never pay any money upfront, a "red flag" on its own.

I just have vacant home insurance along with regular home insurance, but no other professional liability insurance.

I can sell my single family easily to a buyer who’s an investor or regular home buyer.

He said they are killing it compared to regular SFR rentals.

We lack the experience of you and your husband, but there are a couple of groups that meet regularly in the area.Impact Lindale is run by Roger Paschal, he is also a member of Bigger Pockets.

I enjoy the guaranteed rent and higher rents than most regular properties with a "normal" tenant.

Attending local meetups, analyzing deals regularly, and continuing education would position you for long-term growth.Good luck!