HELOANThis takes second position and is a closed end loan, meaning it's given as a lump sum similarly to a "regular" mortgage.

This separation helps avoid complications around transferring property titles, co-ownership laws, or other legal burdens.It is correct that the income rights model borrows some elements from mineral and royalty rights.Properties require regular and digital management to remain profitable, which is why the income rights structure ensures property owners maintain control, tenant, and operational responsibilities, or give tenant and income distribution responsibilities to organization I've mentioned earlier.

I'd much prefer to put $60K on a down payment and closing costs so I have $50K to fix it up.So a couple of questions: 1) Am I mistaken in thinking those kind of lower down payment products are out there for regular folks like us? 

Real estate is too much work to not be getting absolutely killer deals (and there's not that many available right now).rental vs adu , rental always wins because gross PPSF-appraisal/rent of ADU is less than PPSF-for-rent for regular rent.and with the available of homes already has converted room (and ADU) makes building adu is a moot point.i would just even buy SF with 6-7 rooms 

Plus it creates a taxable event and gives the bank the right to enforce the due on sale clause if they want to, because title changes hands again. 

As best as I can tell on both sites, the algorithm looks something like this:Cheapest price>least restrictions (cancellation, # of days minimum, etc)>Premier/Super host>Review Scores>Most discounts (weekly, last minute, etc)>Regular revisions

But for $1.6m there are 3 or 4 deals right now on the market that will buy you 30 to 60 units and not require anything more then regular maintenance and upkeep.

If you have a lender you trust and work with regularly, it wouldnt hurt to have a conversation about it with them.

In addition to their standard updates, I appreciate the regular calls with a supervisor to address any issues with our rep and make sure everything is on track.They've managed several of my properties, and while there were occasional maintenance costs, I felt they were reasonable and necessary to keep the properties in good shape and avoid bigger issues down the line.

.✅ Investors - Keep detailed records of ALL rental property expenses to reduce your taxable income - helping your CPA spot additional tax saving opportunities.Imperative to use a CPA who is well versed in Real Estate tax code.My CPA is just that - DM me to get his contact information....