I would have a conversation and let them know they will receive a written lease violation letter as a follow-up to the conversation.

If you just take the 13,835 financed at 6% you are adding 83 dollars a month. so a double whammy.Now, lets consider if rates drop to 5.5% in 24 months (not a prediction just a what if) and you could have refinanced at a much lower costs then the above scenario in what you paid in pre-paid and additional interest. on the other hand, if rates for your same scenario after your 5 year payback period is 9, then you will have an asset with a much lower then current market rent.  

Additionally, the amendment might encourage local governments to raise sales taxes to offset the lost property tax revenue, spreading the tax burden to a broader population, including those who do not own homes [4].Broader Context and AlternativesGeorgia already has multiple state homestead exemptions in place, including the Standard Homestead Exemption, age-based exemptions, and exemptions for disabled veterans.

Some sales contract's don't limit the seller to retaining the $5k EMD, they can also seek liquidated damages in addition.

For more affordable properties—those priced under $400,000—the timeline is even shorter, with many homes receiving offers within two weeks of being listed.This fast-moving market poses a particular challenge for first-time buyers who may not be as familiar with the urgency required in competitive bidding situations.

For this I’ve taken the payment amount of the second loan and included it as an additional monthly expense.

However, in most markets I would assume an additional full bathroom would not only command higher rent, but would increase the equity and appreciation.

You will receive the security deposit in Checking but then transfer it to Savings.

.- Access to funds: I could consider a cash-out refinance or a HELOC to access funds for additional investments.- which property would you recommended me to keep? 

I sent a rent increase notice by mail 60 days ago, but they never received it.