The tricky part is how you are looking to qualify.

Quote from @Matt Wan: @Nick BelskyEven if a US citizen, you must still live and work in the US to qualify for a conventional or agency loan. 

Unlike true multifamily, meaning the county or city has the property categorized as multifamily, you can't use potential rental income from the additional units to help you qualify (if the home is single family per the appraisal, that is).

It sounds like your question is what is the conventional guideline on using these rents to qualify ?

(These companies would otherwise have been required to report by January 1, 2025.)Reporting companies created or registered in the United States on or after September 4, 2024 that had a filing deadline between December 3, 2024 and December 23, 2024 have until January 13, 2025 to file their initial beneficial ownership information reports with FinCEN.Reporting companies created or registered in the United States on or after December 3, 2024 and on or before December 23, 2024 have an additional 21 days from their original filing deadline to file their initial beneficial ownership information reports with FinCEN.Reporting companies that qualify for disaster relief may have extended deadlines that fall beyond January 13, 2025.

Shows court costs $420 and fines of $500.Says they have much more income then needed to qualify. 

I'd recommend keeping them separate for that reason. 70% LTV should be doable as long as you qualify (LTV can be affected by your FICO scores).

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.

A local investor will be best equipped to get repairs and renovation done at fair prices, set rents at appropriate levels, and help select qualified tenants.

Qualified renters can opt to pay a non-refundable monthly fee instead of a traditional deposit.