.- Low Interest Rates: Competitive interest rates make property ownership accessible, especially for those with stable income like service members.- Military Presence: With U.S. military bases across Germany, local banks are accustomed to assisting service members with financing.How to Qualify1.

Because of where interest rates are at—and how slow everything is moving—we basically made a "take it or leave it" deal.

Being owner occupied means getting the lowest interest rate, and a conventional or fha loan. 

You may also avoid the seasoning requirement on a rate and term refinance. 

There is no stock account that gives the leverage real estate does, at as low interest rate real estate does, at as low risk/ volatility real estate does. 

If he must attempt to get the low interest rates of 2021 on this deal, I suggest that he instead look for assumable loans.

It's objectively rated as a great place to live, but obviously you need to be ok with Winter.

I also wouldnt let your mom go into 2nd position on an investment property with any sort of restructuring; it doenst sound like she's in a position to risk being wiped out.Overall, though, if you want cashflow on the new property but cant achieve that after a refi into a market rate loan, it probably makes more sense to just flip it, pay off your heloc and your mom, and use the remaining capital for the next deal.

First thing I'd do is check comps to get an idea of the demand and rates you can charge for your condo as a MTR.

Owner-occupied commercial properties generally get better interest rates and terms when compared to pure investment properties.