You need to do a cost-benefit analysis to determine if it's worth it.  

I am a complete rookie zero experience, zero properties and highly determined to get into multi-family investing.

I just finished The Book On Rental Property Investing by Brandon Turner, and it made me even more excited and determined about getting into this business.

The primary requirement is that the expected rent would cover the mortgage on the home - and that expected rent is typically determined by a combination of the appraiser and some service like airdna (a site which determines fair market rent).

And you can determine the sweet spot for pricing your place based on comparable properties that are your competition."

If you are asking why real estate, it's not for you because you are asking people to convince you about an asset class you somehow have determined to be not good for you.

If your project incurs losses, they can help determine if those losses offset your other income or if they are carried forward.

We have one other mobile home park and this property will determine my desire to buy more or sell.

So, why would you NOT factor in a car payment when determining the liklihood of an applicant paying their rent consistently on time?

Beefing up your portfolio holdings  (even if your individual ownership in the deal is modest) is one of the best ways to gain credibility.